For the last 20 years, I’ve been actively involved in the property market as an investor. I know exactly what it feels like to buy that very first property. I remember the uncertainty, the endless late-night research, and the paralysing fear of making a massive financial mistake.

When you're starting out, it feels like everyone is trying to sell you something. You’re bombarded with conflicting advice, and it's incredibly easy to be lured in by convenience or real estate agents pushing shiny, off-the-plan developer stock.

But through my own practical experience navigating different market cycles, I learned exactly what actually builds long-term wealth —and what destroys it.